Payments
Get paid the way Pakistan pays
EasyPaisa, debit and credit cards, bank transfer and Cash on Delivery — through your own merchant accounts, settling directly into your own account, with 0% taken by us.
Payment methods
Four ways to take money
Enable any combination. Your customers see only the ones you turn on.
EasyPaisa
Customers pay from the wallet they already use. They authorise on EasyPaisa's own page — you never handle their PIN or OTP.
Debit & credit cards
Card payments through PayFast, Pakistan's local card gateway. Visa and Mastercard, on a hosted page you don't have to secure yourself.
Bank transfer
Show your account details at checkout for buyers who prefer a direct transfer, and confirm the order once the money lands.
Cash on Delivery
Still how most of Pakistan buys online. Works out of the box, with no gateway account needed to start selling.
How the money moves
It never touches us
This is the part most platforms are vague about, so here it is plainly.
Your account, your money
You connect your own EasyPaisa and PayFast merchant accounts. Payments go from your customer straight to you — the money never passes through us, so there is nothing for us to hold, delay or deduct.
0% commission, forever
We charge a flat monthly subscription and nothing else. No per-order fee, no percentage of your sales. What your gateway settles is what you keep, minus only your gateway's own charges.
Only what you switch on
Your checkout shows exactly the methods you have enabled. Start with COD alone if that is all you have, then add EasyPaisa and cards as your accounts are approved.
Getting set up
Three steps to a live checkout
- 1
Get your merchant account
Apply to EasyPaisa or PayFast directly — they are the ones checking your business details. COD and bank transfer need no approval at all.
- 2
Paste your credentials
Add the keys from your gateway into your payment settings. Each method has its own on/off switch.
- 3
Take your first order
The methods you enabled appear at checkout. Payment is verified with the gateway before the order is marked paid.
An order is only paid when the gateway says so
When a customer finishes paying they get sent back to your store, and that return carries a status that looks like a result. It is not one — it travels through the customer's browser, so it can be forged, and an encouraging response code means the request was accepted, not that money settled.
So we ignore it. Your store confirms every payment with the gateway from our own servers before an order is marked paid, and the same payment being reported twice cannot create a second order. You ship against settled money, not against a redirect.
The full version of this, including what to do if you are building it yourself, is in our EasyPaisa integration guide.
About refunds
You record a refund against the order here, which updates the order, restores the stock and notifies the customer. Moving the money is a step you take in your own gateway portal — because the funds are in your account, not ours, we cannot pull them back out for you. We would rather say that plainly than let you discover it on your first return.
Ready to start selling?
Launch your store with Storecrafto today. Free to start, and every sale settles directly with you.