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Payments

Get paid the way Pakistan pays

EasyPaisa, debit and credit cards, bank transfer and Cash on Delivery — through your own merchant accounts, settling directly into your own account, with 0% taken by us.

Payment methods

Four ways to take money

Enable any combination. Your customers see only the ones you turn on.

EasyPaisa

Customers pay from the wallet they already use. They authorise on EasyPaisa's own page — you never handle their PIN or OTP.

Debit & credit cards

Card payments through PayFast, Pakistan's local card gateway. Visa and Mastercard, on a hosted page you don't have to secure yourself.

Bank transfer

Show your account details at checkout for buyers who prefer a direct transfer, and confirm the order once the money lands.

Cash on Delivery

Still how most of Pakistan buys online. Works out of the box, with no gateway account needed to start selling.

How the money moves

It never touches us

This is the part most platforms are vague about, so here it is plainly.

Your account, your money

You connect your own EasyPaisa and PayFast merchant accounts. Payments go from your customer straight to you — the money never passes through us, so there is nothing for us to hold, delay or deduct.

0% commission, forever

We charge a flat monthly subscription. The only other charges are the ones listed on the pricing page: usage past your plan's monthly allowance, and the message packs or AI credits you buy. No per-order fee, no percentage of your sales. What your gateway settles is what you keep, minus only your gateway's own charges.

Only what you switch on

Your checkout shows exactly the methods you have enabled. Start with COD alone if that is all you have, then add EasyPaisa and cards as your accounts are approved.

Getting set up

Three steps to a live checkout

  1. 1

    Get your merchant account

    Apply to EasyPaisa or PayFast directly — they are the ones checking your business details. COD and bank transfer need no approval at all.

  2. 2

    Paste your credentials

    Add the keys from your gateway into your payment settings. Each method has its own on/off switch.

  3. 3

    Take your first order

    The methods you enabled appear at checkout. Payment is verified with the gateway before the order is marked paid.

An order is only paid when the gateway says so

When a customer finishes paying they get sent back to your store, and that return carries a status that looks like a result. It is not one — it travels through the customer's browser, so it can be forged, and an encouraging response code means the request was accepted, not that money settled.

So we ignore it. Your store confirms every payment with the gateway from our own servers before an order is marked paid, and the same payment being reported twice cannot create a second order. You ship against settled money, not against a redirect.

The full version of this, including what to do if you are building it yourself, is in our EasyPaisa integration guide.

About refunds

You record a refund against the order here, which updates the order, restores the stock and notifies the customer. Moving the money is a step you take in your own gateway portal — because the funds are in your account, not ours, we cannot pull them back out for you. We would rather say that plainly than let you discover it on your first return.

Why taking local payments is usually the hard part

On global platforms a Pakistani seller ends up on a USD plan with an international card and a payments app on top. Here EasyPaisa, PayFast, bank transfer and cash on delivery are built in, settle into your own accounts, and we take no commission.

Storecrafto
built in, 0% commission
Global platforms
third-party apps
Instagram + DMs
manual transfers

FAQ

Questions we get asked

Do you take a cut of my sales?

No. You pay a flat PKR subscription; payments settle directly into your own gateway or bank account.

Can I take cash on delivery only?

Yes. Every method is a toggle. COD works on its own, and WhatsApp can confirm COD orders before you ship.

What do I need for digital payments?

Your own EasyPaisa or PayFast merchant account, connected once in Settings. Bank transfer and COD need nothing extra.

Ready to start selling?

Start on the free plan — no card, no setup fee. Every sale settles directly with you.

Free plan · no card

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